Comprehensive Strategy We will help you develop a comprehensive strategy for your financialgoals, your dreams, and your life’s journey..1. Retirement StrategiesYour life’s journey should include a comfortable retirement.We will help you select and capitalize on the right tax-favored retirement program and other strategies to help you achieve your dreams for retirement.Roth, Traditional, SEP and SIMPLE IRAsProfit Sharing and 401(k) plansSupplemental Executive Retirement PlansRetirement Plan Protection2. Investment StrategiesWe can help you determine an appropriate asset allocation strategy and recommend products based on an understanding of your objectives, priorities and risk tolerance.Wealth Accumulation and Transfer ConsultingAsset Allocation and Investment StrategiesRetirement and Elder Care NeedsMutual FundsCollege Funding 529 Plans3. Business StrategiesAll businesses go through a life cycle, from the first year of operation to the time you sell or transfer your interest. We will provide expert assistance to help you manage your business strategies to meet your goals.Succession Planning/Exit StrategiesKey Employee RetentionBuy/Sell Agreement FundingGroup Life, Health* and Disability Income Insurance and other employee benefits4. Estate PlanningWhen planning your estate, it is important to address the accumulation, use and preservation of assets, as well as tax, legal and financial concerns. Sound planning will help to ensure that the maximum amount of your estate will be passed on to your heirs.Comprehensive Trust ServicesEstate Reduction StrategiesLiquidity Strategies Pay Estate TaxesFamily Income and Asset Strategies5. Insurance StrategiesEveryone needs a strategy to help protect against the adverse financial consequences of one or more of the basic human risks — outliving one’s financial resources, disability, or premature death.Term,Whole Life, Universal Life, and Variable Life InsuranceSurvivorship Whole Life and Universal Life InsuranceDisability Income InsuranceLong Term Care Insurance*Group Health Insurance not offered through Massachussetts Mutual Life Insurance Company.